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Articles in Home | Finance | Credit
- Charging It - The True Cost Of Credit Card Debts By : Andrea Flint
Everyone knows that having large amounts of credit card debt is not a good position to be in. However, as today's economic problems show, overuse of credit can have even more serious implications. - Low Rate For Life Balance Transfer Credit Cards By : Michael D. Strauss
Credit cards that offer a low rate for life offer a kind of finance that's cheaper than almost any other. Find out how to use the facility to best effect. - Turning Lead Into Gold - Getting A Credit Card With Bad Credit By : Michael D. Strauss
More and more people are picking up bad credit ratings as the economy continues to worsen. This doesn't necessarily have to mean you can't get a new credit card though. - Why Comparing Credit Cards Before Applying Is So Important By : Michael D. Strauss
With so many credit cards of different kinds on the market today, it really pays to choose carefully. Read how to effectively compare cards from different issuers and get the right one for your situation. - Compare Credit Cards Before Applying For Your Next Credit Card By : Gen Wright
In this day and age, it is not uncommon to see people applying for credit cards online. But why is this a persistent and rising trend? - Prepaid Credit Cards - An Option For The Credit Impaired Customer By : Michael D. Strauss
While it's certainly possible to get a credit card when you have a bad credit rating, it can be very expensive. A prepaid card can offer the convenience without the cost. - What Is Credit Card Universal Default? By : Michael D. Strauss
Most people are aware that your credit card company may raise the interest rate if you miss a payment. What's less well known is that missing payments on other finance can also push up your card's APR. - Student Credit Cards - A Safe Choice For College Students By : Michael D. Strauss
College students have very particular needs from a credit card. Luckily, more and more issuers are bringing out products specifically tailored to those needs. - Making The Most Of Credit Card Cashback And Rewards Deals By : Michael D. Strauss
Credit card cashback and rewards programs can be a very powerful benefit if used properly. How can you maximize their advantages? - How Easy Is It To Be Approved For A Credit Card? By : Michael D. Strauss
Although the days of cheap and easy borrowing appear to be over, many people are still looking for new new credit card options. How easy is it for your application to be approved? - How Can You Get A Credit Card With A Bad Credit Rating? By : Michael D. Strauss
Credit cards are almost an essential these days, almost replacing cash in a lot of situations. Yet, if you have a poor credit rating, you might struggle to be approved for a card. Is there anything you can do to remedy the situation? - Make Credit Card Balance Transfers Work For You By : Michael D. Strauss
The premise behind credit card balance transfers is fairly simple, but different cards offer different benefits and opportunities. Find out what you need to know to get the most out of these popular deals. - First Steps To Choosing A Credit Card By : Michael D. Strauss
With the sometimes bewildering amount of credit cards on offer, you need to narrow your options down before making your choice. How you plan to use your card is a major factor in deciding which cards to look more closely at. - Small Business Credit Cards with Accounting By : Bartek Alejandro
Small Business Pro gives you the tools you need to manage and grow your business efficiently. It provides you with integrated finance and customer management tools, including general ledger, balance sheet, invoicing, and more. Small Business Pro is the only financial software that offers you flexibility on the number of licenses you need per feature. The product is modular as well as integrated to fit the size and needs of your company.... - Cash Back Credit Cards Reward Regular Spenders By : Michael D. Strauss
Credit cards which offer cash back or rewards schemes can offer great benefits to their holders. However, as with all types of finance, they're more suited to some applicants than others. - Introducing Credit Cards Specifically For Small Businesses By : Michael D. Strauss
Although they operate on the same basic principle, small business credit cards offer distinct advantages over personal cards for entrepreneurs. Find out the differences and how they could benefit you. - Must Your Poor Credit Score Stop You Getting A Credit Card? By : Michael D. Strauss
Having a bad credit rating is obviously going to be at least something of a hindrance when applying for finance of all types. That needn't stop you taking advantage of increasingly competitive credit card deals however. - Your Credit Card Options With A Poor Credit Rating By : Michael D. Strauss
Having a bad credit rating is never something to be desired, but help is at hand for credit-impaired people who want a credit card. Many companies offer precisely this kind of product, and competition is hotting up. - Tips For Finding The Right Credit Card By : Michael D. Strauss
Not all credit cards are created equal, and it's important for your financial health that you get the right one. Find out what you should be looking for when making your decision. - The Power of a Gas Credit Card By : Michael D. Strauss
With fuel prices sky high, many people are looking for ways to cut their bills. Could a gas reward credit card provide an answer? - Financing to Buy Your Dream Car even with Bad Credit By : Ronald Clark
People that have a need for a poor credit car loan would do well by searching the various proposals that are available to them in the market right now. The best possible way to do this type of research is online. - Getting The Best From Balance Transfers By : Michael D. Strauss
While credit card balance transfers are perhaps not as popular as they once were, they can still offer great benefits if used properly. Find out how to make the most of the facility. - Cutting Through The Complexity Of Credit Cards By : Michael D. Strauss
The wealth of features available on today's credit cards means that it can be a difficult task to decide between them. How do you choose one that's right for you? - Save Money By Consolidating Your Credit Cards By : Michael D. Strauss
If you have several credit cards carrying balances you may be able to save money by consolidating them into a single card account. Just pay attention to the interest rates and be sure the figures add up. - Why Rewards Credit Cards Could Work For You By : Michael D. Strauss
More and more people are finding that using a rewards credit card earns them valuable benefits over the course of a year. Seeing as you work hard for your money, why shouldn't your credit card work for you too? - What 0% Credit Cards Could Do For You By : Michael D. Strauss
Credit cards with an introductory 0% deal offer undoubted advantages to their holders. How could you benefit from applying for one? - How The Web Makes Getting A Credit Card Easy By : Michael D. Strauss
The days when you had a limited choice of credit cards are long gone. The web makes it easy to compare hundreds of cards and apply online to get a quick decision. - What Are The Benefits Of Having A Credit Card Account? By : Michael D. Strauss
Credit cards are almost ubiquitous these days with most adults carrying at least one. What are the benefits that have made them so popular? - Benefits of a Prepaid Credit Card By : Michael D. Strauss
If you can't get a credit card because of a poor credit history, or you simply don't want to risk racking up debt on one, then a prepaid credit card could be what you're looking for. Find out what they are and how they work. - Choosing Between Credit Card Rewards Or Low Interest By : Michael D. Strauss
Credit card rewards can be a valuable feature, but usually come at the cost of a higher interest rate. Which is more valuable to you, rewards or low interest? - An Introduction To Credit Cards Rewards By : Michael D. Strauss
Credit card rewards programs can be a powerful incentive to use your card more often. How do these programs work, and how do you benefit? - Minimizing Your Credit Card Interest Payments By : Michael D. Strauss
It can come as a shock to realize just how much you're paying in interest on your credit cards each month. Can you get the figures to a more reasonable level? - Are Credit Cards An Essential Part of Life? By : Michael D. Strauss
Credit cards have become almost totally integrated into modern life and today most adults carry at least one. Are they now an essential part of everyday living? - Credit Cards Can Help Establish Your Credit Worthiness By : Michael D. Strauss
Credit worthiness is a very valuable aspect of your life and will have strong affects on your future. Find out how using credit cards can influence it to the good. - Avoiding the Pitfalls of Everyday Purchasing with Credit Cards By : Michael D. Strauss
Credit cards are so easy to use, we can end up paying for everything with them. To avoid financial penalties, however, you need to stay on top of how you're using your card. - Selecting An Appropriate Credit Card For Your Lifestyle By : Michael D. Strauss
With so many credit cards on the market, you need to narrow down your selections before making a choice on which to apply for. What criteria should you be looking at? - Grab a Slice of the Cash Back Action By : Michael D. Strauss
Cash back credit cards are one of the latest and most popular crazes to sweep the personal finance industry. Find out why you should grab a slice of the action too. - Why Can't I Get a New Credit Card? By : Michael D. Strauss
After enjoying years of easy access to credit, many people are now finding their applications are being denied. Why is this, and can anything be done? - Getting Free Credit Reports By : Michael D. Strauss
Your credit rating is a valuable asset which you need to keep an eye on. Did you know that you can get three free credit reports every year? - The Seven Deadly Sins Of Credit Card Use By : Michael D. Strauss
Credit cards are a very convenient part of modern life, but can lead to trouble if not used carefully. Find out the seven biggest mistakes to avoid. - How Credit Card Counseling Agency Works By : Ronald Clark
Before you go about getting yourself involved in a credit counseling service or agency be sure that it is the perfect fit for your particular situation. After that make sure that the service that you go with is in good standing or you are going to set yourself up for failure in the long run. Just like any product or service that you would be looking to get be sure to always do all of your research and find the best one that will work the best for you. - Effective Use of Credit Card Balance Transfers By : Michael D. Strauss
Using a credit card balance transfer facility is not as popular as it once was, but it can still be a very effective way to handle debts. Find out how to make the most of this useful feature. - Credit Repair For Yourself By : Martin Sumner
There are thousands of websites offering their services in repairing a bad credit rating. Unfortunately however, there's no magic bullet solution, but that doesn't mean there's nothing you can do to improve the situation. - Run Your Company with Business Credit Cards - Be a Success! By : Sharon W.Henry
The goal of every entrepreneur is to have a prosperous and healthy company. How to achieve it and simplify the management of your company? Continue reading… - Prepaid Debit Cards - Sometimes a Necessity But Very Effective By : Derek Lenehan
Pre paid debit cards can help re-establish your credit. They also provide the convenience of a credit card. - Pay Less to Carry a Balance With a Low Interest Card By : Derek Lenehan
Reduce the interest charges on your balance. If it is large enough. - The Bare Minimum You Should Expect From A Credit Card By : Michael D. Strauss
The credit card has over the years evolved into a complex beast, with many often conflicting features to consider before applying. Before comparing the extras tacked on to a card, you need to make sure the basics are right if you're going to get a good deal. - Keeping Track Of Your Credit Card APR By : Michael D. Strauss
Your credit card's APR determines how expensive it is to use your card, and is one of the most important things to consider when comparing new cards. However, existing cardholders need to keep an eye on their APRs too. - Can You Really Improve Your Credit Rating? By : Martin Sumner
Your credit rating is an essential part of deciding whether you can get a loan or other finance on decent terms. If yours is damaged, is there anything you can do to improve the situation? - Choosing Between Cash Back Or Rewards Credit Cards By : Michael D. Strauss
These days, more and more credit cards are offering enticements to spend more in the shape of cash back and rewards programs. Which version is right for you? - Is It Worth Applying For A Platinum Credit Card? By : Michael D. Strauss
There are many things to consider when applying for a credit card, but is being a status symbol one of them? Read why applying for a platinum credit card might not be the best course of action. - Staying Out Of Trouble With Your Credit Card By : Michael D. Strauss
While credit cards can certainly be convenient and useful, they can also pose dangers to your financial wellbeing. Following a few simple rules, however, will keep you out of trouble. - The True Cost Of Late Credit Card Repayments By : Michael D. Strauss
Despite the recent reductions in the amount you're charged for making a late payment on your credit card, it's still best to avoid it when you can. Find out why there's more than a simple fee involved. - Getting The Most Benefit From Your Rewards Credit Card By : Michael D. Strauss
Credit cards with a rewards program can be a very valuable way of profiting from your everyday spending, but to get the best out of them you need to use them wisely. Find out how to maximize the benefits you'll get. - Flyer Miles - Helping To Transform That Dream Vacation Into Reality By : Derek Lenehan
The wide range of frequent flyer miles credit cards all have one thing in common. A blissful vacation. - Credit Cards And Your Credit Score By : Michael D. Strauss
Your credit rating is the major factor in deciding what kind of credit card is worth applying for. Find out what you can expect at different levels of credit scoring. - Benefits Of A Business Credit Card By : Michael D. Strauss
Running a business means that there are dozens of things competing for your time, and so anything you can do to streamline your operation is to be welcomed. Find out how taking out a business credit card can improve the financial side of your enterprise. - The Reward Credit Card Tips the Scales Towards Consumers By : Derek Lenehan
Reward credit cards are everywhere and can provide the best benefits. Your mileage may vary. - Big Savings With a Low Intro Card, If You Can Follow The Rules. All of Them. By : Derek Lenehan
Low Introductory credit cards can save you money. But read and follow all the terms. - Gas Reward Cards - An Extra Gallon Can Truly Help By : Derek Lenehan
Don't wait to start amassing your gas rebates. You don't know when you may need them. - Cash Back Cards - Slightly Less Rewards, But as Versatile as, Well, Cash By : Derek Lenehan
Cash Back credit cards provide a smaller percentage of rewards. But are a necessity if you want to stay in control. - Shift the Load and Save Some Interest, But Play by the Rules By : Derek Lenehan
Balance transfer credit cards can certainly save comsumers some interest. But be aware of all the potential fees. - Is It Time To Upgrade Your Credit Card? By : Michael D. Strauss
If you've been using the same credit card for several years, you could well be missing out. Competition in the credit card industry over the years has delivered more and more benefits for cardholders. Is it time you upgraded to a better deal? - Balance Transfers Plus A Savings Account Equals Easy Cash By : Michael D. Strauss
The practice of shifting debt from one credit card to another to take advantage of 0% balance transfer deals isn't as popular as it once was, but a related activity is still alive and well. Find out how balance transfers could actually make you money for nothing. - Does Your Credit Card Pay Its Way? By : Michael D. Strauss
Most people by now aware of the potential dangers of credit cards in that it's all to easy to run up excessive debts. However, not as many people realise that using a credit card can actually be a profitable activity. - Business Credit Cards - Advantageous in Many Situations, Large and Small By : Derek Lenehan
Why selecting the best business credit card can be an elusive and moving target. - Bank of America - A Long Road to the Country's Top Credit Card Issuer. By : Derek Lenehan
A brief look at Bank of America and how the company rose to be the leading credit issuer. - Bad Credit: County Court Judgements Explained By : Martin Sumner
County Court Judgements or CCJs will have a serious impact on your credit rating, making it more difficult to obtain finance. What are CCJs, and can you do anything about them? - Credit Card Basics By : Michael D. Strauss
Applying for a credit card is a common online activity, but how can you decide which one to go for? Understanding the basics will go a long way in helping you to reach your decision. - Student Credit Cards - A Lesson In Money Management By : Derek Lenehan
Student credit cards can be a useful commodity on campus. Remember, restaint is the bettor part of valor. - Cash Back On Everything You Buy Can Add Up By : Derek Lenehan
Cash back credit cards can generate some substantial savings. That can add up over time. - Avoiding Big Problems with a Little Time Spent Transferring Balances By : Derek Lenehan
The lighter side of credit cards. Some much needed satire about balance transfers. - Clearing Up Credit Card Jargon By : Michael D. Strauss
Credit card companies are almost gleeful in the amount of jargon they use, rarely using a simple word when a few obscure ones will do. Find out what some of the most common terms mean, and how they affect your choices when applying for a new card. - Getting Started or Staging a Come-Back, Prepaid cards Offer a Path By : Derek Lenehan
Pre-Paid Debit cards have a variety of purposes. Some most people do not realize. - Enjoying the Benefits of a Prepaid Credit Card By : Michael D. Strauss
Prepaid cards are an increasingly popular kind of payment method. But why might you choose one over a normal credit card? - Getting a Credit Card with a Bad Credit Rating By : Michael D. Strauss
Paying by plastic is becoming ever more common, not least because of the rise of online shopping. How can people with poor credit ratings get approved for a credit card? - When Not To Use A Credit Card By : Michael D. Strauss
Credit cards are a convenient part of modern life, but unfortunately it can be all too easy to run up problem levels of debt. Knowing when card use is inappropriate will help prevent your card getting you into trouble. - Credit Cards: Why You Should Pay More Than The Minimum By : Michael D. Strauss
Credit cards are a great convenience, but it can be all to easy to let your debt slide out of control. Making only the minimum repayments will make the situation worse, and this article explains why. - Simple Steps to Prevent Credit Card Fraud By : Michael D. Strauss
Credit card fraud costs hundreds of millions every year, and is a distressing and damaging experience for the victims. Fortunately, there are some simple ways of vastly reducing the chances of it happening to you. - Flat Rate Credit Cards By : Michael D. Strauss
Most credit cards feature different interest rates depending on how they're used. Purchases, balance transfers, cash withdrawals, introductory offers... the number of different rates can be confusing. Flat rate cards charge the same APR for everything, making it easier to keep track of how much your card is costing. - Is Credit Card APR All That Counts? By : Michael D. Strauss
Choosing a credit card isn't simply a matter of going for the one with the lowest APR interest rate, you need to match the card to the way you spend. Getting it wrong can be costly, so how do you decide which type of card to apply for? - Tricks Credit Card Companies Use To Ramp Up Your Bills By : Michael D. Strauss
Credit card companies are notorious for squeezing every last drop of profit out of their customers. Find out the ways they do this and how to keep in front. - Get in Control of Your Credit Card Debt By : Michael D. Strauss
Using credit cards can make day to day life more simple, reducing the need to carry cash and making it easy to shop online and by telephone. However, spending with plastic can sometimes be a little too easy, and many people find their balances get out of control. - Credit Card Balance Transfer Fees By : Michael D. Strauss
Credit card balance transfer offers were so popular that they ended up costing the credit card industry serious amounts of money. Something had to be done, so the balance transfer 'handling fee' was born. - Credit Card Cheques - An Expensive Convenience By : Michael D. Strauss
Credit card cheques are touted by card issuers as a convenient way to use your account when cards aren't accepted, but it's not always made clear how much they cost. - Are Online Credit Card Applications Too Easy? By : Michael D. Strauss
Applying online for a credit card is easier than ever, but there is a danger to be aware of. Find out the harm it can do to your credit rating, and how to avoid it. - Choosing Cashback Or Rewards Credit Cards By : Michael D. Strauss
With the demise of balance transfers as an attractive credit card offer, cashback and rewards schemes are growing in popularity. Find out what they are and how you could profit from using them. - Why Choose A Gas Credit Card? By : Michael D. Strauss
Gas credit cards are now available from almost every gas station it seems. Why would you choose one over an ordinary card? - An Introduction To Affinity Credit Cards By : Michael D. Strauss
Affinity credit cards are becoming increasingly popular, offering a new range of benefits and features. Find out what they are, what they offer, and whether one could be right for you. - Is Cashback The Future For Credit Cards? By : Michael D. Strauss
Cashback is a feature of credit cards that is rapidly growing in popularity. Why is this and how could you benefit? - About Sports Affinity Credit Cards By : Michael D. Strauss
Sports affinity cards let you donate funds to your team at no direct cost to yourself, and also offer other benefits of interest to sports fans. Find out if one is right for you. - Three Reasons To Check Your Credit Card Statement By : Michael D. Strauss
Opening and reading your credit card statements every month can easily be neglected in favour of other more interesting activities, but this could be a mistake. Read the three reasons you should stay on top of your statements. - Which Kind Of Credit Card Should I Choose? By : Michael D. Strauss
There are so many credit cards available with different features, it can be hard to decide which one to apply for. A simple way of narrowing the field is to base your decision on your spending habits, rather than being swayed by eyecatching advertisements promoting features you may not need. - Are Balance Transfers Still Worthwhile? By : Michael D. Strauss
The introduction of credit card balance transfer fees has taken a lot of the steam out of the activity known as card surfing, as it is no longer possible to move debt around for free. But does this mean that transfers are no longer worthwhile? - How Important Is Credit Card APR? By : Michael D. Strauss
Many credit card advertisements feature a low APR as the most prominent feature, but is that the most important thing with a card? There are many other benefits to consider, which might be more valuable than a low rate. - A Brief History Of Credit Cards By : Michael D. Strauss
Despite being so commonplace in modern life, credit cards have a relatively short history. Read when the first cards appeared, and how they developed into the products we know today. - Do You Really Need A Credit Card? By : Michael D. Strauss
What can you do if you want the convenience of a credit card without the risk of running up debts? There are three main alternatives you should consider. - Closing Your Old Account – Applying for a Better Credit Card Deal By : Sharon W.Henry
Closing an existing credit card account is always a little tricky. Learn how to do it right by keeping your credit score and getting better credit card deals. - Feel Secure With Credit Card Fraud Alert By : Rachael Wimbley
The problem of identity theft is acute nowadays. Nevertheless many of you don't know what to do and how to protect yourselves. The first thing that may help you is credit card fraud alert. - What If Your Credit Is Damaged By Natural Disaster? By : Mary Bailey
There are things we can't foresee and can't resist. In a natural disaster people lose their homes and money; they can't pay off their debts afterwards. Will your credit stay safe in a hurricane?
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